Old-age pension

Entitlement to old-age pension is conditioned by the acquisition of the required period of insurance and reaching a specified age (i.e. pensionable age, or an age derived therefrom or age 65).

As of 1 January 2025, there have been some changes to Act No 155/1995 on pension insurance. The retirement age and other eligibility conditions have been redefined.

In addition to entitlement to old-age pension before reaching the pensionable age (see below), the legislation also distinguishes entitlement to old-age pension determined in accordance with:

• Section 29(1) of Act No. 155/1995 Coll., on pension insurance (old-age pension upon reaching the pensionable age)
• Section 29(2) of Act No. 155/1995 Coll., on pension insurance (so-called “proportional” old-age pension)
• Section 29(3) a) of Act No. 155/1995 Coll., on pension insurance (old-age pension upon accumulating 30 years of insurance)
• Section 29(3) b) of Act No. 155/1995 Coll., on pension insurance (old-age pension upon accumulating 15 years of insurance and reaching pensionable age according to Section 29(2) of Act No. 155/1995 Coll., on pension insurance)
• Section 29(4) of Act No. 155/1995 Coll., on pension insurance (old-age pension upon fulfilling the conditions for entitlement to a disability pension)