Sickness benefits self-employed person

A self-employed person is entitled to sickness benefits if he or she has been assessed as temporarily unable to work or has been quarantined, if the temporary incapacity for work or quarantine lasts longer than 14 calendar days. Benefits are paid from the 15th day by the local competent DSSA.

For the first 14 days, the self-employed does not receive any sickness insurance benefits.

Conditions for entitlement to sickness benefits:

General conditions applicable to employed persons also apply to self-employed persons. In addition, the following additional conditions apply to entitlement to sickness benefits:

• a self-employed person does not pursue activity as a self-employed person during incapacity for work (quarantine);
• the period of participation of the self-employed person in sickness insurance lasted at least three months immediately preceding the date of incapacity for work (quarantine).

Sickness benefits also belong to a person after the end of the insurance, if the temporary incapacity for work occurred after the end of the insured employment within the protection period. The protection period lasts for 7 calendar days from the date of termination of the sickness insurance, if the insurance lasted for at least this long. However, if the insurance lasted for a shorter period, the protection period is only as long as the number of calendar days of insurance. The protection period does not result from the insured work of self-employed persons who are recipients of old-age or invalidity pension for disability in the third degree.