Health Condition Assessment for Insurance Purposes

Temporary incapacity to work is considered to be the condition which, for health disorders or other reasons laid down by this Act, does not enable the insured person to carry out the existing insured activities and, if the health disorder lasts for longer than 180 calendar days, this also applies to other than the existing insured activities. If, after the elapse of 180 calendar days of the temporary incapacity to work, the insured person can carry out other than the existing insured activities, i.e. to comply with the requirements for job-seekers, the temporary incapacity to work will be terminated.

The Act includes the responsibilities of the insured person’s physician and company preventive care facilities for sickness insurance, and lays down their rights in a ‘mirror-like’ manner.